It's time to get choosy about junk bonds - Term ... - Fortune Finance

By Janice Revell, contributor

FORTUNE -- There's a raging bull market in junk bonds these days. Thanks to the Federal Reserve's ongoing efforts to juice the economy with ultralow interest rates, income-starved investors have been flocking to riskier, but higher-yielding, corporate bonds. Many observers are now warning of a bubble. However, it's not too late to add junk to your portfolio -- as long as you choose very carefully.

Junk (a.k.a. "high-yield") bonds are issued by companies with less-than-stellar credit ratings; in return for a greater risk of default, they offer fatter yields. So far this year, investors have poured a record $53 billion into high-yield bonds, according to fund-flow tracker EPFR Global. In the process they've driven up prices and caused yields (which move in the opposite direction of bond prices) to sink to record lows. The average junk bond now trades well above par value -- at about 104? on the dollar -- and yields just 6.2%.

Those lofty prices mean that you can expect lower returns going forward. Through mid-September, high-yield bonds had generated a total return of more than 10%. While just over half of that came from interest payments, a whopping 47% came from price appreciation. And that simply can't last, say experts. "Investors need to lower their expectations," says Kathy Jones, a fixed-income strategist at Charles Schwab.

MORE: When an adjustable-rate mortgage makes sense

If you do want to try your hand at junk, here's what you need to know. The difference between the average yield on all junk bonds vs. ultrasafe Treasuries with comparable maturities is currently about 5.3 percentage points, a spread that's in line with the historical average. But most pros advise investors to avoid the lowest-rated junk bonds. A more prudent choice: bonds that are rated just one notch below those of high-quality investment-grade issuers. Right now those BB bonds are yielding about four percentage points over comparable Treasuries.

It's also a good idea to choose junk bonds with shorter maturities. Bonds with longer-term maturities may offer a higher yield today, but their prices are far more susceptible to getting walloped if future interest rates rise. "This is not the time to be stretching for that kind of additional yield," says Samuel Lee, a fixed-income analyst for Morningstar. The easiest way to gain exposure to junk bonds is through purchasing a mutual fund or ETF. Lee's top choice is the Pimco 0-5 Year High Yield Corporate Bond Index ETF (HYS).

Just don't overdo it. Over the long haul, the returns for junk bonds track more closely to those of stocks than nonjunk bonds. So if you transfer a large chunk of your existing bond holdings into high-yield, you'll actually reduce your diversification and increase the volatility of your portfolio. For that reason, advisers recommend that most investors limit their high-yield allocation to no more than 20% of their overall bond holdings. When it comes to junk, a little goes a long way.

--A former compensation consultant, Janice Revell has been writing about personal finance since 2000.

This story is from the October 29, 2012 issue of?Fortune.

Source: http://finance.fortune.cnn.com/2012/10/22/junk-bonds-investing/

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Hormone therapy not recommended for disease prevention: U.S. panel

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Pope creates first Native American saint

Lucas Jackson / Reuters

A statue of St. Kateri Tekakwitha in Auriesville, New York, seen on Friday.

By Claudio Lavanga, NBC News

VATICAN CITY - She was known as Lily of the Mohawks, or the Pocahontas of the Catholic Church. But on ?Sunday, Kateri Tekakwitha went down in history as the first Native American saint.

Born more than 300 years ago in the Mohawks village of Ossernion - today Ausierville, forty miles from Albany NY - she was one of seven people canonized by Pope Benedict XVI Sunday in an open-air ceremony held in Saint Peter?s Square.?

One of the remaining six was also American: Mother Marianne Cope, a 19th century Franciscan nun who cared for leprosy patients in Hawaii.

Kateri had a short life ? she died at 24 ? and yet, as for most saints, her devotion to Christianity, sacrifices and ?heroic virtue? were so inspirational that her legacy survived for generations.

Alessandra Tarantino / AP

Pope Benedict XVI kisses the altar as he celebrates a canonization ceremony, in St. Peter's Square, at the Vatican, Sunday.

Her mother was a Christian Algonquin woman who was captured during a raid and given as wife to a Mohawks tribal member. She was born in the middle of the 17th century, a time of infighting between rival American tribes, deadly diseases and colonization. And a time when French Jesuit priests preached in the area, trying to convert locals to Christianity.

PhotoBlog: inaugurates 'Year of Faith' amid concerns over rising secularism

Kateri was only four years old when a smallpox epidemic spread among the Mohawks tribe. Her parents and younger brother were killed and although she survived she was left with permanent scars on her face and an impaired vision. The Jesuit priests were held accountable for having brought the disease, and three of them were slaughtered.

Tiziana Fabi / AFP - Getty Images

A faithful wearing Indian headress attends a special mass to name seven new saints in St Peter's square at Vatican on Sunday.

And yet, at the age of 20, Kateri swapped the Totem for the Crucifix.

She converted to Catholicism after living close to French Jesuit priests, something her family and village saw as a betrayal for siding up with colonizers. She soon became a pariah in her own tribe after refusing to marry a Mohawk man, and was forced to leave the village to practice freely her new faith. She walked hundreds of miles to Quebec, Canada, to join a community of Christian women, and took a vow of lifetime chastity.

Soon her devotion led to self-inflicted painful penances. She is believed to have walked barefoot in show, for whipping herself bloody with reeds, praying hours in an unheated chapel on her bare knees on a cold stone floor or for sleeping on a bed of thorns.

In the end, the punishing penances are believed to have contributed to the weakening of her health, until her premature death at 24 years old. And it was immediately after her death, the legend goes, that it became clear she would be on her way to sainthood. Her smallpox scars, witnesses claimed, miraculously disappeared minutes after her death.

Although the petition for her canonization was filed in 1884, she was only blessed ? the first step to become a saint ? by Pope John Paul II in 1980.

Video shows an anti-austerity protester jumping the railing at the observation deck atop St. Peter's Basilica at the Vatican to set up camp with a sign on the iconic Italian dome. NBC's Michelle Kosinski reports.

The miracle that sealed her sainthood came in 2006, when Jake Finkbonner, then a 5-year old boy from Ferndale, WA, miraculously recovered from a flash-eating bacteria, allegedly through Kateri?s intercession. Jake contracted Necrotizing fasciitis, a potentially deadly infection, after cutting his lip on a baseball field. In a matter of days, his condition became so critical his parents gave him his last rites and discussed donating his organs.

When medical help seemed hopeless, his father Donny, a Catholic member of the native American Lummi tribe, turned to Kateri, already an icon in the local catholic community and the subject of many stories he heard as a child. His congregation prayed Kateri and his mother even placed a small relic, a small piece of Tekakwitha?s wrist bone, on his body. ?Soon after, Jake recovered.

On his website, Jake also remembers the role played by doctors: ?Please don't confuse the issue which is that my survival is a miracle?, he writes.? ?We thank the doctors at Children's Hospital for all that they did to save my life.? I wouldn't be here without them?.

Pope Benedict's XVI former butler took the stand in a Vatican courtroom and admitted to stealing private documents from the papal apartment, but ?Paulo Gabriele said he didn't feel guilty of aggravated theft.? He also said he feels guilty of betraying the pontiff's trust.? NBC's Claudio Lavanga reports.??

The canonization of Kateri has been welcomed with mixed feelings in the 2.5 million-strong Native American community. While most of the 680,000 catholic Native Americans are thrilled to finally have their own saint and icon, others still resent the role of Catholicism during the colonial era and the way it affected the indigenous traditions, culture and customs.?

Some traveled to Rome to see the ceremony.?Dressed in a traditional Indian Squaw brown dress and braided hair, Valery Moran had come from Saskatchewan, Canada, to support her hero. ?I am honored to witness the canonization of our first aboriginal saint?, she told NBC News.

"She is my role model, I named my baby after her. My baby is called Kateri."

Bill Volker, a falconer and sole representative of the Comanche Nation, had mixed feelings about the canonization. "It?s bittersweet, but I am delighted. It?s the right direction after all these years,? he told NBC News in St. Peter?s Square. ?Our relationship with the all churches have not always been the best in the Americas, but I think this heralds a new day for us?.?

The Vatican's complicated saint-making procedure requires that the Vatican certify a "miracle" was performed through the intercession of the candidate ? a medically inexplicable cure that can be directly linked to the prayers offered by the faithful. One miracle is needed for beatification, a second for canonization.?

The five other new saints are: Jacques Berthieu, a 19th century French Jesuit who was killed by rebels in Madagascar, where he had worked as a missionary; Giovanni Battista Piamarta, an Italian who founded a religious order in 1900 and established a Catholic printing and publishing house in his native Brescia; Carmen Salles Y Barangueras, a Spanish nun who founded a religious order to educate children in 1892; and Anna Schaeffer, a 19th century German lay woman who became a model for the sick and suffering after she fell into a boiler and badly burned her legs. The wounds never healed, causing her constant pain.

The Associated Press contributed to this report.

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Source: http://worldnews.nbcnews.com/_news/2012/10/21/14591532-kateri-tekakwitha-named-first-native-american-saint-in-vatican-ceremony

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Childhood Pets Make Lasting Impact on Our Lives | Life With Cats

American Humane Association Survey ?People, Pets and the World We Share? Reveals Extraordinary Bond Between People And Their Pets

Grief of Losing Childhood Pets Carries Over into Adulthood, Affects Future Pet Ownership

A dramatic new survey released today by American Humane Association reveals the most compelling evidence to date of the vital and extraordinary bond between people and their pets, particularly between children and the animals they grew up with.? Indeed, four in 10 individuals say that the loss of a childhood pet from injury, disease or old age continues to affect them as adults. And, an even greater number of adults (44.4%) note that they are still affected by a pet who was given away, ran away or had an uncertain disposition.

These were the major findings of ?People, Pets and the World We Share,? a survey conducted by American Humane Association?s Animal Welfare Research Institute to examine the lasting impact a pet has on a child and the remarkable bond and loyalty they share.? Based on an email survey sent to its nationwide database of supporters and Facebook followers, respondents were asked to remember one animal from their childhood in answering the questions.

Dogs were by far the most popular childhood pet remembered, accounting for over 70 percent of responses.? Cats were second at 23.8%, with the remaining including a myriad of animals including horses, rabbits and hamsters.? 93.2% respondents were women, 44.8% were 30-49 years old, 43.2% over 50 with 12% under the age of 30.

?Experiences with a childhood pet remain throughout a person?s lifetime and showcase the transformative power of the human-animal bond and the amazing role that animals play in the lives of children,? says Dr. Robin Ganzert, President and CEO of American Humane Association.? ?Animals in our lives help to create the social network that is a cornerstone of creating humane communities. As the nation?s first humane organization, our unique dual mission is to improve the welfare, wellness and well-being of both children and animals. We are pleased to share the results of this survey as an important step for future work to assess and understand the world of people, pets and the inextricable link we share.?

Overcoming Grief Important Factor in Future Pet Ownership, Reducing Shelter Numbers

The survey backed the recent findings in a pet ownership study released earlier this year by American Humane Association and PetSmart Charities. ?In Phase One of the ?Keeping Pets (Dogs and Cats) in Homes Retention Study,? interviews with more than 1,000 previous pet owners revealed that lasting grief over the loss of a previous pet was a significant obstacle towards owning a new pet.?? Highlighting the emotional intricacies of the human-animal bond, one in five (20%) of previous dog owners and one in six (17%) of previous cat owners cited the loss of a beloved dog or cat as a reason they chose not to have another.? Helping people to overcome their reluctance to own another pet in adulthood is vital to decreasing the three to four million adoptable animals who are being euthanized in our nation?s shelters.

For many children, the passing of an animal might be their first experience dealing with the death of a member of their family.? Respondents were encouraged to provide comments about the animal they selected for the survey, and their emotional stories illustrate the lasting impact and irreplaceable bond they shared with their beloved pets.

Also illuminating is how parents of the respondents were remembered depending on the parents? involvement with the loss of a pet.? Some comments speak to a parent?s role in nurturing the human-animal bond, and a child?s ongoing feelings of fondness toward their parents as the result, while others express bitterness toward a parent that gave away a pet without their child?s knowledge.

A sampling of these comments follows:

??.I was only five when we had to euthanize [our pet] due to cancer.? My parents did note tell me until they brought him home to bury in our backyard.? I can still remember sitting there bawling.? That was 36 years ago.?

?? I was a lonely little girl, living with my father as my parents fought over my custody. This little dog was ALL I had?.. She was taken away from me, I never was told where to and I?ve never forgotten her? it was traumatic.?

?? ? I remember the details very clearly of his sudden illness, going to the vet, him being euthanized, and bringing him home to be buried?. I?ve always been thankful to my parents that the situation was handled with grace and dignity for our beloved Barney??

??To me, losing a pet is no different that losing a relative or friend.? They become a part of your family, and although they can?t communicate in forms of human language, the love and the bond that is created cannot be denied.? I?ve had to deal with the loss of two pets in my life and just like the death of a loved one, I grieved and still think about the time we had [together] often?.?

??Caring for a pet showed me the power of compassion and unconditional love??

?? Fuzzy was my best friend, my confidant and kid all rolled into one.? She helped me grow up and never feel alone?. I love and miss her greatly to this day??

?? My dog Stormy was there when I was brought home from the hospital and was by my side from that day on.? He was my best friend, my protector, my playmate and my confidant.? He died when I was 11 and my memories of him have never, and will never, die?.?

??my dog disappeared and I spent months searching for him.? I still have his picture to this day and am still haunted [by his loss] He was devoted to me and me to him??

?I know it might sound strange but I find it harder to see an animal pass away than a human.?

??Domino wasn?t just a pet, he was my best friend and every time I was sick, he stayed with me?if I had a [epileptic] seizure he stayed with me and then follow me around the house to be sure I was safe.? He meant the world to me and nobody could ever replace him or what he meant to me.? He was my rock for 18 years and I was his and I will never forget him.???

??having a pet as a child and being given the responsibility of caring for a creature that was dependent on its humans left me with a lifelong love of all animals and sympathy for those that have been neglected or abused??

To see the full study, presented in a clear and readable format, please go to: http://www.americanhumane.org/people-pets-and-the-world-we.pdf

Source:? American Humane Association

Source: http://www.lifewithcats.tv/2012/10/21/childhood-pets-make-lasting-impact-on-our-lives/

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Freedom for yoga | Vancity Buzz | Vancouver Blog

Date & Time: Sunday, October 21st 6PM ? 11PM

Place: Trout Lake Community Centre (Map & Directions)

This event is in support of BC yogis.

The path of yoga is a private one of devotion that embraces body, mind and spirit. Yoga (which means union) promotes health, vitality, peace and freedom.

Yoga colleges and studios that offer 200 and 500 hour yoga teacher training are small businesses within their communities, and as such, are rightly subject to the normal Government regulations that protect the health and safety of their students.

Most of these colleges are also members of the Canadian Yoga Alliance which belongs to the International Yoga Federation, and are therefore regulated to international standards by organizations that understand the nature of yoga.

In B.C. however, these yoga colleges are also subject to regulation from the Private Career Training Institutions Agency ?PCTIA?, an agency of the BC Government?s Ministry of Advanced Education. PCTIA was created to set and regulate standards for institutions that offer career training, which, in unregulated industries may be useful.

But in the yoga community, it is an unnecessary and even destructive level of bureaucratic interference. PCTIA charges these yoga colleges and studios onerous and exorbitant fees (which must be passed on to yoga students) and requires complex and time-consuming administrative burdens that only serve to drain and tax the prana life force from dedicated yoga teachers.

BC yogis unite! We need you to be there and lend your voice to stop government regulation on yoga.

Show the world that you?re attending, on our Facebook Event Page.

Hatha Yoga is a physical and spiritual practice that has revolutionized the health and consciousness of Canadians over the last 20 years. Government-sponsored agencies have been increasingly opportunistic in extracting money from Yoga studios through administration fees, fines, and even sending them to bankruptcy if they cannot pay. This is becoming a game where the small studio?s are at risk of losing their ability to serve because of bureaucratic greed.

This is an event that calls upon Yogi?s to unite and show their support for the practice that has nurtured them, and to stand up for the studio?s that are under pressure to pay high fee?s for a practice that is already regulated by respected international bodies such as the Yoga Alliance. If we don?t show that we care, the government won?t either. These are moments that can make a difference in the lives of millions of future practitioners if we come together and make a stand.

We [Prana Yoga College] have created a beautiful evening of yoga, music and dance to shift the paradigm of yoga and activism. Come out and bring your friends for a beautiful evening that will also be political statement to the government that the freedom to dance, stretch, and teach others how to be balanced is part of the revolution.

For more information and to sign the petition click on the link below:
Yoga & Government Don?t Mix

Source: http://www.vancitybuzz.com/2012/10/an-evening-of-free-music-with-joseph-pepe-danza-and-friends-freedom-for-yoga/

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Today's newest trend in baby boomer adventure travel - BoomerCafe

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Not only do many of us have the time and resources to travel more than we ever did before, but because we are active baby boomers, our purposes and destinations are different than they used to be. Which brings us to acclaimed professional nature photographer David Hemmings. He runs a company that makes it all possible. David says, it is today?s newest trend in adventure travel for baby boomers.

David Hemmings with a visitor.

In today?s world of travel and adventure, a lot of new trends have emerged that focus on more exciting, activity-based learning experiences ? as opposed to the typical beach or cottage vacation. These range from extreme activities like mountain climbing, kayaking some of the world?s ferocious rivers, and extreme cycling.

These are great for our younger generations but what about those of us who are over fifty and looking for something that is unique, active, and adventurous but not necessarily extreme, let alone dangerous?

Here?s one answer. Do you love to travel? Do you love to take pictures? Do you wish you could take better pictures and learn a myriad of new things about all kinds of photography inconnection with birds and nature? Do you wish you could combine all of thiswhile traveling to a dream destination with a small group of like-minded people?

There is a new way to do it these days and it is called the Photographic Learning & Travel Adventure. In the interest of space and time tapping my the keyboard, I will simply call this the ?PLTA.? It is a trend that is more and more popular these days in the world of travel. I have given it this name because I grew tired of the more typical ?workshop? titles and what that label implies. These are definitely not any kind of work!

PLTA trips are relaxed but productive and fun. They offer participants a way to travel to exciting andexotic destinations and provide a complete pre-planned itinerary of some of the world?s most beautiful places, to see and photograph all sorts of beautiful birds, animals, flowers, insects, reptiles, landscapes, and anything else that might strike your fancy.

What does this do for you as compared to just winging it and going on your own? Well, for starters, it means that as soon as you get to where you are going, you will be whisked away tostart your photographic adventure with an experienced tour leader and photographic instructor. You will go directly to the spots where you will be shown where and how to photograph any number of subjects, usually depending on the type of PLTA you have chosen. This takes all of the guesswork and trial-and-error out of trying to do it on your own.

A typical PLTA can be anywhere from just a few days to as long as two-to-three weeks in length. And there are other benefits from a PLTA. Things like not having to travel alone, being with a group of like-minded people with the same goals and interests, and making new friends. Another selling point is that a PTLA will afford you the time you need to properly photograph your subjects. Often on some organized tours, if they are not geared around photography, you find yourself rushed along from place to place and can only shake your head at all the photo opportunities you left behind.

Many of these trips include food and accommodations in the price, depending on the destination and the trip itself. There will always be time to sit around in the mid-afternoon or evening to relax and discuss the day?s events. I have been on and run many of these PTLAs and can tell you firsthand that the participants always have a great time and come home with newfound friends, treasured photographs, and knowledge that will last a lifetime.

David?s website is NaturesPhotoAdventures.com.

Nature photographer David Hemmings and friend.

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Tags: Featured

Category: Baby boomer travel, David Hemmings

Source: http://www.boomercafe.com/2012/10/20/todays-newest-trend-in-baby-boomer-adventure-travel/

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Apple drops Java after experts warn Mac users on its security

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Video: Bolivia's hottest musician is 7 and blind

After 25 years of trying, two friends win $14 million jackpot

Every week since 1987, Willie McPherson, 74, and Christopher Manzi, 44, dutifully put their cash together in the hope that the day would come one when of their lottery tickets finally hit. Last month, the two old friends won a $14 million Mega Millions jackpot, and they did it with a ticket they didn?t even have to pay for.

Source: http://www.msnbc.msn.com/id/41743465/vp/49463829#49463829

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Make Money Selling Other People's Products | Business Thrival, Inc.

Affiliate marketing is a great way to make money online. This is especially true if you don?t have your own products to sell or if you want to add diversity to what you already sell.

As an affiliate marketer, you are given your own unique links to a product so the seller knows when a customer you referred buys their product. The seller then pays you a commission, a percentage of the sale, in return for referring the buyer.

So let?s look at three steps you can use to make money selling other people?s products as an affiliate.

Step 1: Find Products You Want To Sell

The first step in creating your affiliate marketing business is to decide what type of product(s) you want to sell initially.

The easiest way to decide what types of product(s) to sell is by researching some of the hottest trends in the market. You can do this by searching on some of the most popular places on the Internet.

For example, you can use Google?s Keyword Tool. With this tool, you simply type in the different key words that you think people would use to search for a product.
Then Google spits out the data on how many people are searching on that topic each day on Google?s search engine.

The Google Keyword Tool is a great way to figure out what products consumers are looking for. In fact, it?s one of the best free tools that currently exists.

After you have determined the type of products you want to sell, the next step is to find the companies that actually sell those products.

Step 2: Find Companies That Sell The Products You Want To Promote

Many companies have affiliate programs that you can find directly on their web site. So if you found a company that has products you want to promote, you can visit that company?s web site directly and see if they have an ?Affiliate Signup? link.

You can also search online marketplaces. For example, Clickbank is an affiliate marketplace of over 50,000 digital products that allows publishers of digital products to find affiliates who want to promote their products.

Once you find a product you want to promote, you then sign up to become an affiliate of that company so that you can start promoting the product. There are various advertising methods you can use to promote the product, which is the next step.

Step 3: Advertise and Promote Your Affiliate Products

There are a number of ways you can advertise and promote your affiliate products to make money. For example, you can use paid advertising, content marketing, and social media, to name a few.

One way that Denise and I promote other people?s products is through content marketing. This is a great way to get traffic to our affiliate offers.

With content marketing, you basically publish free content through various sites on the internet, and then point people directly to your affiliate listings, or back to your own web site that mentions your affiliate offers.

The goal is to get other people to like your content or comments, and therefore go visit your related page to get more information and hopefully buy the affiliate products that you are promoting.

The better quality of content that you publish, the more people will like you, and the more likely they will be to click on the link that you?ve provided.

For example, our Business Thrival newsletter that you are currently reading is one example of how we earn money through promoting our products and other high quality third party products after we deliver tremendous value through the newsletter content.

There are some cases where you may want to have your own blog that contains articles or product reviews, and then points to one or more affiliate products that you promote.

The benefit to having your own web site that contains your affiliate offers is that you can switch out your affiliate link with a different product any time you want.

However, you will generally get higher sales if you send visitors straight to your affiliate offer from your advertisements than if you send them to your own blog.

If you want more advanced step-by-step instructions on how to make money selling other people?s products, then make sure you?click here to check out the special Affiliate Marketing report that Denise and I created for you..

Source: http://www.businessthrival.com/newsletter/make-money-selling-other-peoples-products/

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Acer Aspire S7 Review: This Is How Windows 8 Should Feel (Almost) [Video]

We've been playing with Windows 8 for a while now—but not yet on a machine designed from the start to run on the new OS. Next week, when Acer's Aspire S7 ultrabook launches, all that will change. Is this 11-inch wisp of a laptop a worthy debut for Windows 8? More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/s0GkJkbCnbs/acer-aspire-s7-review-this-is-how-windows-8-should-feel-almost

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Ladbrokes says digital on track, Q3 profit flat

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Operating profits in the three months to September were 49.2 million pounds ($79.5 million), barely changed from 49 million pounds a year earlier. Net revenue rose 3.9 percent. 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Source: http://news.yahoo.com/ladbrokes-says-digital-track-q3-profit-flat-063457540--finance.html

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Guest lineups for the Sunday news shows

WASHINGTON (AP) ? Guest lineups for the Sunday TV news shows:

ABC's "This Week" ? Sen. Rob Portman, R-Ohio; Delaware Attorney General Beau Biden; former House Speaker Newt Gingrich.

___

NBC's "Meet the Press" ? Gov. Bob McDonnell, R-Va.; Atlanta Mayor Kasim Reed; former Gov. Jennifer Granholm, D-Mich.

___

CBS' "Face the Nation" ? Reps. Darrell Issa, R-Calif., and Elijah Cummings, D-Md.; Sen. Lindsey Graham, R-S.C.

___

CNN's "State of the Union" ? Robert Gibbs, adviser to President Barack Obama's re-election campaign; Ed Gillespie, adviser to Mitt Romney's campaign; Al Cardenas, former Florida Republican Party chairman.

___

"Fox News Sunday" ? Gillespie; David Axelrod, adviser to the Obama campaign.

Source: http://news.yahoo.com/guest-lineups-sunday-news-shows-183815643.html

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Job #BE1302 Assistant Professor or Lecturer of Business ...

JOB# BE1302 Assistant Professor or Lecturer of Business Administration and Management

The School of Business and Economics at Indiana University East has a position opening for an assistant professor or lecturer of Business Administration and Management. This academic year, tenure-track or lecturer position will teach introductory and advanced organizational behavior and management courses in Business Administration program; flexibility in teaching required with abilities to cover two of the following areas: Business Ethics, Organization Behavior, Strategic Management and/or Human Resources. An earned doctorate, completed by August 2013, in Organization Behavior, Human Resources management, Business Administration with appropriate concentration, or a related field required for tenure-track position; a Master's degree in related field required for lecturer position. Previous on-line teaching experience preferred; experience teaching in graduate business program and industry experience preferred. Engagement in community leadership activities expected.
Responsibilities will include introductory and advanced level courses, including on-line courses. An active program of research in area of discipline is expected for tenure-track position. Position may require some teaching in Lawrenceburg area.

Indiana University East, one of the eight autonomous campuses of Indiana University, is a regional comprehensive four-year institution located in Richmond, on the eastern border of Indiana, and is the leader in providing bachelor's and graduate education for residents of eastern Indiana and western Ohio. With a growing student population of 4186 (fall 2012), IU East offers over 50 academic areas of study and takes pride in the quality of the faculty who deliver these programs. Online delivery of programs is an increasingly important aspect of IU East's enrollment strategy. IU East is being recognized both within Indiana and nationally for its growth (65 percent enrollment increase over the past four years), innovation, productivity, and community college collaboration.
Fully accredited by the Higher Learning Commission of the North Central Association of Colleges and Schools and with national accreditations from the Accreditation Council for Business Schools and Programs, National Council for Accreditation of Teacher Education, National League for Nursing Accrediting Commission and the Council for Social Work Education, IU East offers students small class sizes, personalized attention and the highest quality educational experience possible.

Located in the historic city of Richmond, just a little over an hour's drive from Indianapolis and Cincinnati and 35 minutes from the Dayton International Airport, IU East provides its employees access to first class parks, museums, recreational facilities, a symphony orchestra and civic theatre, and many family-oriented programs and activities. Known for its quaint shops and cafes, Richmond has an active arts community, and IU East houses one of the largest art collections in Indiana.

To apply for the position, please submit by email to IUEHR@iue.edu a letter of application, including the job number, a current CV or resume, and the names and contact information for three current or former supervisors or colleagues who can serve as references with respect to your academic experience and successes. Review of applications will begin immediately and continue until the position is filled. Academic year positions begin August 1, 2013.
For questions, please email Dianne Chandler, Director of Human Resources, at dschandl@iue.edu.
For more information, visit us online at http://iue.edu

Indiana University East is an Affirmative Action/Equal Employment institution and proactively seeks applications from women and members of underrepresented minority group. Persons with disabilities needing assistance to apply for this position should contact the Office of Affirmative Action at (765) 973-8625.

Indiana University East is an Affirmative Action/Equal Employment institution, and proactively seeks applications from women and members of underrepresented minority groups.

Source: http://www.higheredjobs.com/details.cfm?JobCode=175680034

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What Is Cheap Car Insurance In Salt Lake Citywith me | Marijuana ...

As you hike by way of your journey to locate inexpensive Salt Lake City automobile insurance, ask every auto insurance agent about the following discounts:

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Low-cost Salt Lake City automobile insurance in Utah depends heavily on a number of factors. These factors can earn you discounts, or they could burden you with expensive auto insurance coverage quotes. tool storage

As you hike by means of your journey to discover low cost Salt Lake City auto insurance coverage, ask every auto insurance coverage agent about the following discounts:

Secure driver discounts: Numerous auto insurance organizations like to reward secure drivers with discounts on their Salt Lake City auto insurance coverage policies. If your driving record is fairly impressive, as about any safe driver discounts that may be obtainable.

Vehicle security attributes: Utah auto insurance coverage organizations enjoy to know that youre taking further actions to protect yourself, your car, and any passengers/other drivers that could be harmed in an accident. If youre purchasing a new auto in Salt Lake City, obtain one particular with great safety features. You can spruce up your existing car with anti-lock brakes, anti-theft and alarm systems, and other such safety devices.

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Elvis' Beverly Hills Home for Sale | Zillow Blog

Source: Elvis.com

It?s not Graceland, but as far as Elvis memorablia goes, owning this Beverly Hills property would top any collection.?Elvis Presley?s former Beverly Hills estate has hit the market for $12.995 million. The Trousdale property was one he shared with wife Priscilla and daughter Lisa Marie in the late 1960s.

Elvis bought the home at 1174 N Hillcrest Rd, Beverly Hills, CA 90210 for $400,000 in 1967, the same year he married Priscilla. The exclusive slice of land is a 1.18-acre promontory with panoramic city and ocean views in Trousdale Estates. In the 1950s, developer Paul Trousdale oversaw architecturally significant homes designed by L.A.?s famous designers, including Wallace Neff, Paul R. Williams, A. Quincy Jones, Frank Lloyd Wright and Harold Levitt. The prime location coupled with gorgeous homes attracted a host of celebrities. At the time Elvis lived in Trousdale Estates, he was neighbors with Frank Sinatra, Dean Martin, Tony Curtis and Ray Charles.

The area still retains its star power. Currently Jennifer Aniston, David Spade and designer Vera Wang own homes in Trousdale.

Elvis? home was?recently remodeled, but the private and walled French regency-style home still has its original gates (with lots of messages to Elvis scribbled on them). Elvis reportedly would come out of the home to talk to his fans behind those gates.

Previously the home was listed as a rental for $25,000 a month. The 4-bed, 5-bath home spans 5,367 square feet with floor-to-ceiling windows and walls of glass in every room and plenty of indoor-outdoor living space.

The Presleys separated on Feb. 23, 1972. Elvis stayed in this home, and Priscilla and Lisa Marie moved to 144 Monovale Dr in Beverly Hills until Priscilla purchased her own home on Summit Drive in Beverly Hills.

The listing is held by real estate agent Jade Mills of Coldwell Banker.

Related:

Source: http://www.zillow.com/blog/2012-10-12/elvis-beverly-hills-home-for-sale/

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Source: http://www.fb.pakinhosting.com/index.php?do=/blog/1738/medical-supply-companies-medical-supplies-on-broadway-vancouver/

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Kid Rock Teams With Sean Penn, Buys A Prius In Political Short Film

'Thinking differently is what made this country great,' Rock tells MTV News about sharing his political views with his liberal friends.
By James Montgomery

Kid Rock and Sean Penn in "Americans"
Photo: Atlantic

Source: http://www.mtv.com/news/articles/1695357/kid-rock-sean-penn-americans.jhtml

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